Our
Mission
Hawai‘i Community Lending increases access to credit and capital for the economic self-sufficiency of Hawai‘i residents with a particular focus on Native Hawaiians.
Welcome to Hawai‘i Community Lending
We are Hawai’i’s premier nonprofit mortgage lender, helping local and Hawaiian families navigate the path to homeownership. HCL is a trusted financial community partner, created to fund the affordable housing ecosystem from homebuyer to home builder to homeowner.
Loans
for every step
of your journey
Would you like to
– buy a home?
– build a new home?
– add an ‘ohana for your growing family?
– make repairs to the home you love?
– invest in your business?
Hawai’i Community Lending is here to support native Hawaiian families through every step of the journey.
Invest
In community
Hawai‘i Community Lending is offering impact investors up to 3% annual simple interest return on investments of ten years or more. Investments will be used to fund loans that help native Hawaiians in build and buy homes.
Invest today to join the movement to get native Hawaiians into homes and back to the land.
News
![Reclaiming Homes with Dignity: How the Kānaka Anti-Displacement Fund is rebuilding after the Lahaina fires [SBP USA]](https://hawaiicommunitylending.com/wp-content/uploads/2025/03/COMS_SHR_Hawaii_article-2048x1367-1.jpg)
Maui Wildfire Relief & Recovery
At this time, our thoughts and attention are with the Maui community, which has been profoundly affected by the recent devastating wildfires. Our long-term goal is to assist those impacted on Maui rebuild their homes. We are here to provide support throughout this journey, sharing guidance, resources, and assistance every step of the way.
We are working to provide essential information and services to those in need. In addition to immediate relief efforts, we are actively setting up a comprehensive ‘toolkit’ filled with resources to aid you on your path to recovery. For more information and to access these valuable resources, please visit Maui Wildfire Relief & Recovery or follow the links below. Together, we will overcome these challenges and rebuild a stronger and more resilient community.