More assistance available from the newly expanded Homeowner Assistance Fund [ Learn more ]







• Past due mortgage
• Past due HOA fees
• Past due property taxes
• Reduce mortgage payments









If you live in your home on Hawai‘i Island or Kaua‘i and are experiencing financial hardship you may be eligible for financial assistance.





Welcome!
Hawai‘i Community Lending is a nonprofit U.S. Treasury-certified community development financial institution that specializes in providing loans to local residents who cannot qualify at mainstream banks and credit unions.
We offer grants and loans to consumers, renters, homebuyers, nonprofits, businesses, and affordable housing builders.

Grants and Loans

Homeowner Assistance Fund
If you live in your home on Hawai‘i Island or Kaua‘i and are experiencing financial hardship you may be eligible for up to $30,000 in grant funds.
Foreclosure Workshops
Register for a “Know Your Options to Prevent Foreclosure” Workshop.


Emergency Grants
Grants to help you with financial emergencies, rent, utilities or mortgage assistance.

Emergency Loans
Loans to help you with financial emergencies, rent, utilities or mortgage assistance.
Latest News
Learn about Three million in emergency funds for Kauaʻi homeowners facing hardship
NATIVE CDFIs: DIFFERENCE MAKERS for INDIAN COUNTRY
$1.5M in grants will help Molokai residents build and own homes [Maui News]
Invest
Hawai‘i Community Lending welcomes individuals, organizations, and businesses to invest in our loan fund. Your investment is an efficient and meaningful way to help Hawai‘i residents address financial emergencies, secure or sustain affordable housing, and create economic opportunity for our communities.

Services
Hawai‘i Community Lending partners with Hawaiian Community Assets Financial Opportunity Centers across the state to provide our borrowers with financial counseling and technical assistance.
Visit Hawaiian Community Assets to learn more about the services available at their Financial Opportunity Centers. Our mortgage loan team helps homebuyers find and secure affordable mortgage financing to make the dream of homeownership a reality.
