Hawai‘i Community Lending

BUY-HOME

BUY-HOME

Sustain homeownership for future generations

BUY-HOME

Consolidate Debt with a Loan from Hawai‘i Community Lending

BUY-HOME

Consolidate Debt Hawaii with a loan from Hawai‘i Community Lending

ALOHA! Welcome to Hawai‘i Community Lending

Ready to own a home? We don’t say no, we say how!

We are Hawai’i’s premier nonprofit mortgage lender, helping local and Hawaiian families navigate the path to homeownership. HCL is a trusted financial community partner, created to fund the affordable housing ecosystem from homebuyer to home builder to homeowner.

Buy a home

Are you ready for a home of your own? HCL can support your journey!

Save your home

Are you in financial hardship? Get emergency relief to prevent foreclosure.

Existing borrower

Have a question about your loan? We can help! Talk to an HCL team member

Credit Builder Loan

Don’t let poor credit hold you back.

Debt Consolidation Loan

Say ALOHA to financial freedom.

Homeowner Assistance

Lean more about the Homeowner Assistance Fund.

Invest Local

An investment with us is an investment in community.

Meet the Team

Our hard-working team at HCL gets the job done!

Get the latest news

American Savings Bank Invests More Than $4.3 Million in Hawaiʻi Community Lending

May 23, 2023

Investment supports homeownership for native Hawaiians on Hawaiian home lands American Savings Bank (ASB) partnered with Hawaiʻi Community Lending (HCL)...

Meeting to discuss Hawaiian homestead project on Molokai [the Maui News]

April 13, 2023

Hawai’i Community Lending will hold an informational meeting to discuss the $1.5 million Na’iwa Homestead Project to build packaged homes...

Learn about Three million in emergency funds for Kauaʻi homeowners facing hardship

February 23, 2023

Hawai‘i Community Lending, in partnership with Kauaʻi County, will provide information about the Homeowners Assistance Fund on March 1 at...

Impact

Grants & Loans Originated

Grants and Loans Disbursed

‘Ohana in Homes