Welcome to Hawai‘i Community Lending
We are Hawai’i’s premier nonprofit mortgage lender, helping local and Hawaiian families navigate the path to homeownership. HCL is a trusted financial community partner, created to fund the affordable housing ecosystem from homebuyer to home builder to homeowner.
Our
Mission
Hawai‘i Community Lending increases access to credit and capital for the economic self-sufficiency of Hawai‘i residents with a particular focus on Native Hawaiians.
*Impact since HCL’s founding in 2002
Loans
for every step
of your journey
![More help on the way for Lahaina fire survivors struggling to rebuild homes [Hawaii News Now]](https://hawaiicommunitylending.com/wp-content/uploads/2025/05/HCL-Property-Survey-11.jpg)
Invest
in community
By investing with Hawai‘i Community Lending, you help fund affordable loans that empower Native Hawaiians to build and buy homes, creating economic opportunities and meaningful change in our communities. Invest today to join the movement to bring Native Hawaiians back to the land.
Hawai‘i Community Lending is offering impact investors up to 3% annual simple interest on investments of ten years or more.
Maui Wildfire Relief & Recovery
At this time, our thoughts and attention are with the Maui community, which has been profoundly affected by the recent devastating wildfires. Our long-term goal is to assist those impacted on Maui rebuild their homes. We are here to provide support throughout this journey, sharing guidance, resources, and assistance every step of the way.
We are working to provide essential information and services to those in need. In addition to immediate relief efforts, we are actively setting up a comprehensive ‘toolkit’ filled with resources to aid you on your path to recovery. For more information and to access these valuable resources, please visit Maui Wildfire Relief & Recovery or follow the links below. Together, we will overcome these challenges and rebuild a stronger and more resilient community.