Financial assistance for Kaua’i
and Hawai’i Island residents
• Past due mortgage
• Past due HOA fees
• Past due property taxes
• Reduce mortgage payments
If you live in your home on Hawai‘i Island or Kaua‘i and are experiencing financial hardship you may be eligible for financial assistance.
Hawai‘i Community Lending is a nonprofit U.S. Treasury-certified community development financial institution that specializes in providing loans to local residents who cannot qualify at mainstream banks and credit unions.
We offer grants and loans to consumers, renters, homebuyers, nonprofits, businesses, and affordable housing builders.
Grants and Loans
Homeowner Assistance Fund
If you live in your home on Hawai‘i Island or Kaua‘i and are experiencing financial hardship you may be eligible for up to $30,000 in grant funds.
Register for a “Know Your Options to Prevent Foreclosure” Workshop.
Grants to help you with financial emergencies, rent, utilities or mortgage assistance.
Loans to help you with financial emergencies, rent, utilities or mortgage assistance.
Loans that fit your needs and set you on your path to economic opportunity.
Affordable Housing Loans
Loans to help you build credit, and consolidate debt.
Small Business Loans
Funding for nonprofits, entrepreneurs, and businesses.
Hawai‘i Community Lending welcomes individuals, organizations, and businesses to invest in our loan fund. Your investment is an efficient and meaningful way to help Hawai‘i residents address financial emergencies, secure or sustain affordable housing, and create economic opportunity for our communities.
Hawai‘i Community Lending partners with Hawaiian Community Assets Financial Opportunity Centers across the state to provide our borrowers with financial counseling and technical assistance.
Visit Hawaiian Community Assets to learn more about the services available at their Financial Opportunity Centers. Our mortgage loan team helps homebuyers find and secure affordable mortgage financing to make the dream of homeownership a reality.