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Start your journey to homeownership
Buy a Home
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Sustain homeownership for future generations
Save your home
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Maui Relief and Kanaka Anti-displacement fund
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Maui Relief and Kanaka Anti-displacement fund
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Consolidate Debt with a Loan from Hawai‘i Community Lending
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Consolidate Debt Hawaii with a loan from Hawai‘i Community Lending
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ALOHA! Welcome to Hawai‘i Community Lending

Ready to own a home? We don’t say no, we say how!

We are Hawai’i’s premier nonprofit mortgage lender, helping local and Hawaiian families navigate the path to homeownership. HCL is a trusted financial community partner, created to fund the affordable housing ecosystem from homebuyer to home builder to homeowner.

Home loans, credit building and forclosure prevention with Hawai‘i Community Lending

Maui Wildfire Relief & Recovery

At this time, our thoughts and attention are with the Maui community, which has been profoundly affected by the recent devastating wildfires. Our long-term goal is to assist those impacted on Maui rebuild their homes. We are here to provide support throughout this journey, sharing guidance, resources, and assistance every step of the way.

We are working to provide essential information and services to those in need. In addition to immediate relief efforts, we are actively setting up a comprehensive ‘toolkit’ filled with resources to aid you on your path to recovery. For more information and to access these valuable resources, please visit Maui Wildfire Relief & Recovery or follow the links below. Together, we will overcome these challenges and rebuild a stronger and more resilient community.

Support Kānaka Anti-Displacement Fund

The Kānaka Anti-Displacement Fund was set up to protect indigenous kānaka maoli from displacement.

Supporting Maui’s Recovery: Your Path to Rebuilding. HCA & HCL Maui Response Strategy. Join us on the journey to rebuild and restore Maui’s strength.

Temporarily halt mortgage payments, providing essential financial relief. During this period, you won’t face additional fees, penalties, or interest.

The fund to support the Native Hawaiian population facing challenges such as the Maui wildfire disaster that uprooted Kānaka homeowners.

Start your journey to home

Are you ready for a home of your own? HCL can support your journey!
Start Here, Buy a home in Hawaii

Are you in financial hardship? Get emergency relief to prevent foreclosure.
APPLY TODAY

Have a question about your loan? We can help! Talk to an HCL team member
TALK TO US

Lean more about the Homeowner Assistance Fund.
LEARN MORE

An investment with us is an investment in community.
INVEST LOCAL

Our hard-working team at HCL gets the job done!

Don’t let poor credit hold you back.

Say ALOHA to financial freedom.
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Get the latest news

Jeff Gilbreath Named 2024 Social Impact Entrepreneur of the Year by HVCA

Jeff Gilbreath Named 2024 Social Impact Entrepreneur of the Year by HVCA

Hawai‘i Community Lending’s own Jeff Gilbreath has won the Social Impact Entrepreneur of the Year Award from the Hawai‘i Venture...
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Hawai‘i Community Lending to Receive $2.4 Million for Native Community Development Financial Institution Relending Demonstration Program

Hawai‘i Community Lending to Receive $2.4 Million for Native Community Development Financial Institution Relending Demonstration Program

Today USDA Rural Development Hawai‘i/Western Pacific State Director Chris Kanazawa (pictured above left) announced the partnering with Hawai‘i Community Lending...
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Hawai‘i Community Lending Receives $5M Investment to House Native Hawaiians

Hawai‘i Community Lending Receives $5M Investment to House Native Hawaiians

Hawaiʻi Community Lending received a $5 million investment from the Stupski Foundation to expand the nonprofit’s affordable housing fund focused...
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Impact

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Grants & Loans Originated
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Grants & Loans Disbursed
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‘Ohana in Homes
County of Hawai‘i
County of Kaua‘i
Kauai County Housing Agency
Kupaa Kauai
State of Hawai‘i
Hawai‘i Community Lending
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