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Consolidate Debt with a Loan from Hawai‘i Community Lending
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Consolidate Debt Hawaii with a loan from Hawai‘i Community Lending
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ALOHA! Welcome to Hawai‘i Community Lending

Ready to own a home? We don’t say no, we say how!

We are Hawai’i’s premier nonprofit mortgage lender, helping local and Hawaiian families navigate the path to homeownership. HCL is a trusted financial community partner, created to fund the affordable housing ecosystem from homebuyer to home builder to homeowner.

Home loans, credit building and forclosure prevention with Hawai‘i Community Lending
Home loans and emergency funds assistance available to local families in Hawaii

Are you ready for a home of your own? HCL can support your journey!
Start Here, Buy a home in Hawaii

Are you in financial hardship? Get emergency relief to prevent foreclosure.
APPLY TODAY

Have a question about your loan? We can help! Talk to an HCL team member
TALK TO US

Don’t let poor credit hold you back.

Say ALOHA to financial freedom.
LEARN MORE

Lean more about the Homeowner Assistance Fund.
LEARN MORE

An investment with us is an investment in community.
INVEST LOCAL

Our hard-working team at HCL gets the job done!

Get the latest news

American Savings Bank Invests More Than $4.3 Million in Hawaiʻi Community Lending

American Savings Bank Invests More Than $4.3 Million in Hawaiʻi Community Lending

Investment supports homeownership for native Hawaiians on Hawaiian home lands American Savings Bank (ASB) partnered with Hawaiʻi Community Lending (HCL)...
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Meeting to discuss Hawaiian homestead project on Molokai [the Maui News]

Meeting to discuss Hawaiian homestead project on Molokai [the Maui News]

Hawai’i Community Lending will hold an informational meeting to discuss the $1.5 million Na’iwa Homestead Project to build packaged homes...
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Learn about Three million in emergency funds for Kauaʻi homeowners facing hardship

Learn about Three million in emergency funds for Kauaʻi homeowners facing hardship

Hawai‘i Community Lending, in partnership with Kauaʻi County, will provide information about the Homeowners Assistance Fund on March 1 at...
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Impact

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Grants & Loans Originated
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Grants and Loans Disbursed
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‘Ohana in Homes
County of Hawai‘i
County of Kaua‘i
Kauai County Housing Agency
Kupaa Kauai
State of Hawai‘i
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