Phase 1: Leialiʻi Homesteaders
Goal: $6,500,000
Kānaka Anti-Displacement Fund
The Kānaka Anti-Displacement Fund is dedicated to safeguarding the indigenous kānaka maoli of Maui and other parts of Hawaiʻi from displacement.
The fund emerges as a response to the urgent need to support Maui residents and the Native Hawaiian population facing challenges such as the Maui wildfire disaster that uprooted 271 kānaka homeowners from their ancestral lands in Lāhainā. The fund rallies to provide the necessary financial aid and expertise required to secure insurance claims and disaster assistance.
The fund will ensure our kānaka community remains rooted in their homeland, protecting our people’s place within the rich tapestry of Hawaiʻi’s cultural heritage, while providing access to housing recovery services to Maui residents.
HCL launched the fund September 1, 2023 with $150,000 of its own monies for this fund to be used for deferred payment loans to impacted homeowners.
Donate or invest today to make a difference.
A BIG MAHALO TO ALL WHO HAVE DONATED OR INVESTED! Thank You!
Objectives
- Prevent displacement of indigenous kānaka maoli in Maui and Hawaiʻi due to disasters.
- Provide financial aid and expertise for insurance claims and disaster assistance.
- Address financial barriers preventing kānaka from claiming insurance or appealing denials.
The fund emerges as a response to the urgent need to support the Native Hawaiian population facing challenges such as the Maui wildfire disaster that uprooted 271 kānaka homeowners from their ancestral lands in Lāhainā.
Support Services Provided:
Under the Kānaka Anti-Displacement Fund, HCL ʻOhana Advocates will collaborate with partners and Maui residents and Maui Native Hawaiian homeowners to:
- Establish an emergency budget with HUD-certified housing counselors.
- Complete FEMA and SBA disaster assistance applications and file appeals.
- Secure copies of certified policies from insurance companies active on the disaster date. (Native Hawaiian homeowners only)
- Obtain mortgage forbearances, modifications, grants, and loans. (Native Hawaiian homeowners only)
- Retain a public insurance adjuster (PA) for insurance policy reviews and to fight on the homeowner’s behalf to get the monies they deserve for rebuilding. (Native Hawaiian homeowners only)
Phase 1 - Leialiʻi Homestead Preservation:
In this phase, the Fund centers its efforts on preserving the stewardship and connection to ʻāina (land) for the 102 ʻohana within the Leialiʻi homestead on Maui. HCL helped the Leialiʻi ʻohana get their mortgages to secure their place on the land in 2007 and 15 years later, HCL will be here to make sure they stay on the land.
Phase 2 - Expanding the Reach:
Following the successful implementation of Phase 1, the Fund will extend to the remaining 169 kānaka homeowners who have been similarly impacted by disasters, with the intention of offering them the same level of support and resources.
Loan Structure and Funding:
• Aims to raise $5 million in phase 1 for deferred payment loans.
• Average homeowner loan: $50,000 at 5% interest, repaid from insurance claim monies or other loans.
• Investors provide grants or loans to HCL at an average 2% interest, with up to 10% forgivable for defaulted loans.
• Additional $1.5 million for operational costs for phase 1.
A BIG MAHALO TO ALL WHO HAVE CONTRIBUTED TO THIS FUND!
Thank You!
• $250,000 Hawai‘i Community Foundation
• $30,000 Kataly Foundation
• $250,000 Kosasa Foundation
• $250,000 Oweesta
• $250,000 Omidyar ‘Ohana Fund at the Hawai‘i Community Foundation
THANK YOU to the many other folks who have reached out and contributed!
