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Lahaina Homeowner Recovery Program

Hawai‘i Community Lending (HCL) has been called on to expand our services under the Lahaina Homeowner Recovery Program to provide vital assistance to up to 500 owner-occupant Lahaina homeowners, helping them prevent foreclosure and qualify for financing to rebuild their homes.

Complete the Interest Form to secure your space in the Lahaina Homeowner Recovery Program

Leali‘i Recovery Center Maui Lahaina

Homeowner Relief Toolkit

We have compiled a range of resources to assist you on the road to recovery. Follow the links below to see the resources.

Donate to make a difference


• Lahaina homeowner
• Lived in home as primary residence before impact


• FEMA and SBA loan applications and appeals
• Access to grants and loans to prevent foreclosure
• Help with forbearance and modifications of first mortgages
• Referrals to emergency financial counseling and filing insurance claims
• Assistance with obtaining construction and mortgage financing for rebuild from HCL or its partner lenders

Accepting applications July 1. Complete the Interest Form to secure your space.

HCL was created by native Hawaiians on Maui who were unable to qualify for a Hawaiian Homelands lease. HCL started its work in 2002 in the Paukukalo homestead to help native Hawaiians obtain mortgages to receive their lease and get on the land.

We expanded from our Maui roots to serve native Hawaiians across the state. In 2007, HCL assisted Leiali‘i homestead families in Lahaina obtain mortgages. 16 years later, when the August 8th fires struck, our team moved quickly to launch the Kanaka Anti-Displacement Fund to bring services to the 104 impacted Leiali‘i families, committing ourselves to help them prevent displacement and rebuild.

By The Numbers

After receiving information from the Interest Form for the Lahaina Homeowner Recovery Program, 159 of the total Lahaina owner-occupant homeowners affected by the fires have shown interest so far, and are now receiving assistance. This aid includes help with requesting mortgage forbearance, filing insurance claims, applying for FEMA/SBA loans, and/or submitting FEMA/SBA appeals. We will continue to keep you informed as the program develops.

159 Homeowners Interested
149 Owner Occupants
Average Household Income:$91,065
3.4 Average Household Members
20 Homes Still Standing
$50,006,688 Total Insurance Proceeds Secured
$53,141,306 Total Outstanding Mortgage Balances

9 Have Not Filed an Insurance Claim (HCL Navigation Specialists are now assisting homeowners with referrals to public insurance adjusters or other free services to file a claim)
143 Have Filed an Insurance Claim
136 Homeowners Received Insurance Settlement
Average Insurance Settlement Received: $367,696

108 Have an Existing Mortgage on the Property (HCL Navigation Specialists are now assisting homeowners with submitted forbearance request letters if they have not done so already)
Average Mortgage Amount Balance: $496,648
Number of Mortgages + $ Mortgage Bank by Servicer
American Savings Bank – 3, $1,085,000
Amerinat – 2, $1,006,920
Ameris Bank – 1, $ Unknown
Bank of America – 2, $1,600,550
Bank of Hawai‘i – 4, $2,569,700
Castle and Cook – 1, $475,000
Central Pacific Bank – 1, $340,000
Chase – 4, $1,595,300
Click ‘n Close – 2, $1,281,848
DHHL – 1, $230,000
Fay Servicing – 1, 150,000
First Hawaiian Bank – 8, $3,083,197
Flagstar Bank – 1, $445,814
Freedom Mortgage – 2, $1,157,000
Guild – 1, $271,000
HiTech Lending – 1, $225,000
Loan Depot – 5, $2,027,696
LoanCare – 2, $995,000
Mission Servicing – 1, $480,000
Movement Mortgage – 2, $6,200
Mr. Cooper – 12, $6,315,178
NewRez – 5, $1,665,800
Northepointe – 2, $799,000
PennyMac – 3, $1,708,000
PHH Mortgage – 3, $1,648,000
Planet Home Lending – 3, $1,318,700
PNC Bank – 1, $700,000
Prime Lending – 4, $1,569,580
Rocket Mortgage – 4, $2,221,980
Roundpoint Mortgage – 3, $1,327,173
Rushmore – 2, $1,399,000
ServiceMac – 2, $930,856
Shellpoint Mortgage – 3 – $2,230,000
SPS Servicing – 2, $2,555,195
United Wholesale Mortgage – 3, $2,080,000
US Bank – 1, $679,119
Valon – 2, $975,000
Waialua Federal Credit Union – 1, $74,000
Wells Fargo – 4, $2,644,000
Uknown – 2, $720,000

15 Have Not Applied for SBA Loan (HCL Navigation Specialists are now assisting homeowners with applying for SBA Disaster Loans)
137 Applied for SBA Loan
53 Denied SBA Loan
25 Homeowners Who Still Need to File Reconsideration (HCL Navigation Specialists are now assisting homeowners with filing SBA Loan reconsiderations)

15 Have Not Applied for FEMA (HCL Navigation Specialists are now assisting homeowners with applying for FEMA)
137 Applied for FEMA
100 Denied FEMA Assistance
50 Homeowners Who Still Need to File Appeals (HCL Navigation Specialists are now assisting homeowners with filing FEMA appeals)


Hawai‘i Community Foundation – $5,000,000
Department of Hawaiian Home Lands – $2,500,000
First Hawaiian Bank – $1,000,000
American Savings Bank – $400,000
Bank of Hawai‘i – $400,000
Central Pacific Bank – $100,000
HomeStreet Bank – $100,000
Finance Factors Ltd – $40,000
Hawai‘i National Bank – $40,000

Maui Outreach Offices

As we grieve the devastation to our Maui community, we are 100% committed to the recovery effort.

Our long-term goal is to assist those impacted on Maui to rebuild their homes. We are here to support residents throughout this journey, providing guidance, resources, and assistance every step of the way.

We are working to provide essential information and services to those in need. In addition to immediate relief efforts, we are actively setting up a comprehensive ‘toolkit’ filled with resources to aid you on your path to recovery.

Our team has two offices on Maui — one in a converted shipping container in Lahaina and one in Maui Mall in Kahului — so we are on site to respond to your needs and help you recover from the fire destruction.

Kahului Maui office of Hawaii Community Lending

Kahului Office

In Kākoʻo Maui Resource Hub in partnership with Hawaiian Community Assets
Maui Mall, 70 W. Ka‘ahumanu Ave.
Monday - Friday, 10 a.m. - 6 p.m. Walk-ins welcome

Leali‘i Recovery Center Maui Lahaina

Lahaina Office

Stationed near the Lahaina Civic Center and the Leiali‘i subdivision
Mon. - Thurs. 9 a.m. to 5 p.m. walk-ins welcome
Fri. - Sun. by appointment.

Contact Us

(808) 587-7656 (Call or Text)

Our Pledge to Maui ‘Ohana

  • Preventing foreclosure and securing land access.
  • Financial aid for disaster victims.
  • Kānakā Anti-Displacement Fund to protect native Hawaiians.
  • Dedicated team working to make rebuilding easier.

Join us on the journey to rebuild and restore Maui’s strength. We’re here for you every step of the way.

Hawai‘i Community Lending
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